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How well do you know credit scores?

Guess the real numbers behind credit scores, see how everyone else guessed, and get the source.

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In April 2021, the average American FICO score reached what level, a record high at the time?

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credit scores
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Today's round

  • 4 stats to guess
  • 1 opinion poll
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Guess, see the crowd, get the real number. One ranked attempt per day.

Score by the numbers

Real figures with their sources. All Score facts →

about 59%

In one nationwide snapshot, about what share of Americans had a credit score between 700 and 850?

A majority of scored Americans fall in the good-to-excellent range, though scores vary widely by age and income.

Source: Wikipedia, Credit score in the United States (2019) en.wikipedia.org

about 19 million

On top of that 'invisible' group, about how many more Americans have credit records too thin or outdated to generate a score?

Together, credit-invisible and thin-file Americans number in the tens of millions.

Source: Wikipedia, Credit score in the United States (2025) en.wikipedia.org

What people think about credit scores

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How closely do you track your own credit score?

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What do you think affects a credit score the most?

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Would you rather have a great credit score or $1,000 cash today?

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One Score stat a week

A surprising, sourced credit scores number and that week's poll, in your inbox every Monday. Free, and you can stop any time.

Questions

How does ScoreSurvey.com work?

Each question asks you to guess a real number about credit scores. After you answer you see how everyone else guessed, then the real figure and where it comes from.

How is the daily round scored?

Four stats and one opinion poll. A correct guess earns 100 points plus up to 50 for speed, with a combo bonus for answers in a row. The range next to the right answer earns 40. Opinion polls earn 25 for having your say, and nailing every stat adds 150.

Where do the numbers come from?

Every stat links to its source, such as government statistics agencies, research organizations and industry groups. Figures are checked against the source before they go live.

Is it free?

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